Public DomainThere's been a lot of discussion about the challenges faced by businesses large and small in managing health care costs, especially as those costs escalate and as employers' options are increasingly limited by the strictures imposed by Obamacare. An even clearer picture of the dilemma small firms face is offered by a peek inside their internal deliberations, including the trade-offs that companies have to offer their employees in order to keep them reasonably content, as well as control costs and comply with the law. The following memo was sent to employees of Capterra, a Virginia-based firm that serves as a marketplace for business software, by Michael Ortner, the company's president. Capterra has just 23 employees, so it's subject to fewer restrictions than larger employers (especially those with more than 50 employees) but has fewer resources and less bargaining power than larger companies, too.
Ortner is no stranger to political debate, having written on health care issues for public consumption, and this memo includes some (informed) policy discussion. But the memo also outlines the hard choices the company has to make as it decides what (and whether) to offer employees in the way of health coverage. With permission, I've included the whole memo including political discussion, with one name excised, so you get everything in context.
Hey everyone, Read his report here: